Large-Client Contracts – Insurance Ramifications and the Contractual Risk – Management Process
As your business providing tree services to residential and small-business owners develops, it is not uncommon to run across the opportunity to work for larger buyers of arbor services. Large-property owners, including HOAs (homeowners associations), municipalities, golf courses and others, obviously need arbor services. Many of these property owners have substantial budgets for tree care […]
Misconceptions About Property-Insurance Coverage for Trees on Houses
Disclaimer: The following article discusses generalities of property-insurance policies and is not to be taken as legal advice or definitive information about specific coverages or specific loss. Every policy is different, and to interpret each policy, the insured must consult a licensed public adjuster or an attorney in their state. With the internet enabling the […]
Working With Insurance Companies on Storm-Damage Claims
Providing storm-damage cleanup is challenging work for tree-service companies. What can make it even more challenging is being properly paid for that work, particularly when insurance companies are involved, which they usually are. Determining a fair price for this challenging work can be open to interpretation, and sometimes the higher-than-usual fees are considered price gouging. […]
Gender Impartial, Finance Is About Knowledge, Service and Reputation
For JoAnn Cucciarre and Tonya Fry, success as commercial lenders in the tree care industry has nothing to do with gender. It’s mostly about knowledge. “When they start talking about the difference between an elevator, a bucket or a diesel, I can talk that with anybody,” says Cucciarre, president of Northern Atlantic Financial, LLC, a […]
Cranes for Cash: Buy or Rent?
Dan Mello’s crane life has come full circle. The president of Seacoast Tree Care, LLC, an accredited, 13-year TCIA member company based in Stratham, New Hampshire, used to rent a crane as he considered buying one, then he bought one for his own business and to rent out to others. Then he sold it, and […]