Certificates of Insurance: The Myth and the Reality

As a tree care professional, you are probably all too familiar with insurance certificates, and depending on the size of your company, some of you may be requesting insurance certificates on almost a daily basis. But what are these documents that get issued on your behalf, and what do they truly mean? What does a […]

Large-Client Contracts – Insurance Ramifications and the Contractual Risk – Management Process

As your business providing tree services to residential and small-business owners develops, it is not uncommon to run across the opportunity to work for larger buyers of arbor services. Large-property owners, including HOAs (homeowners associations), municipalities, golf courses and others, obviously need arbor services. Many of these property owners have substantial budgets for tree care […]

Business-Auto Insurance: Rising Costs and Increased Claims Volume Pose New Challenges

For many tree care company owners, when evaluating their insurance portfolios, workers’ compensation has historically been the primary cause for concern. We now are seeing many tree care company owners shifting their attention to business-automobile insurance, and for good reason. The costs are going up, in some cases considerably. In recent months, I’m sure many […]

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